Terms of use

Updated January 1, 2022 Version 1.0

By using the website described below, you accept the following website terms and conditions of use (the "Terms and Conditions"). Please acquaint yourself with these Terms and Conditions and ensure that you fully understand them prior to continuing using the website.

Please note, the Terms and Conditions together with the relevant Privacy Policy govern the terms of your use of this website.

Your agreement to comply with the Terms and Conditions is confirmed by your use of the website. Should you not wish to be bound by the said terms you must stop using the website immediately.

Information about us

The website www.settlo.cy (the "Website") is an official website of Urtocy OÜ, a company that is duly established and exists under the laws of the Republic of Estonia, with the registry code 16081058 and address of Sepapaja tn 6, Tallinn, Harju county 15551, Estonia (the "Company").

How to contact us

Should there be a need to clarify both the Terms and Conditions or the Privacy Policy and/or there are propositions regarding the amendment of such, please do not hesitate to reach out to us using the details provided below:

Urtocy OÜ
Sepapaja tn 6, 15551 Tallinn, Estonia


All information accessible on the Website, including, but not limited to, the content of a graphic nature, (the "Information") is the property of the Company. This will not apply in the event the Website content is marked or otherwise approved to be the property of a another party.

There is no right to make a copy of, duplicate, print or otherwise distribute the content of the Website without the Company’s prior written approval. In the event the Information is permitted to be used, then a third-party website must have an explicit statement of such permission.


The Company cannot be held liable for damages or losses resulting from visitation of the Website, including, but not limited to, the use of Information that was made available;

In addition, the Company cannot be held liable for the content of hyperlinks to Websites of third parties;

Furthermore, whilst the Company acknowledges that it will undertake its best possible practice to monitor permitted post advertisements that are published on the Website/app by its users, the Company’s liability does not extend to the truthfulness, accuracy or integrity of such posts made;

The Company’s liability associated with the Information covering its own products and services is further limited by the Service Agreement per appropriate product.

Changes to the website

The Information which is on the Website may be modified, taken out or otherwise, without the need of a prior notification.

Changes to the terms and conditions

The Website’s Terms and Conditions as well as associated Privacy Policy may be revised at any time, the updated versions will replace the preceding ones and will apply immediately. The Company only undertakes to inform you of any important modifications by the means of an email or notification on the Service.

The continuation with the use of the Service will be perceived as acceptance of any modified policies.